The ways in which people are paid are constantly changing and the number of fixed tern, open-ended and zero hours contracts are increasing. These type of contracts are often found in the IT and service sectors and in the passed have provided challenges to obtaining a mortgage.
With years of experience in this field we have access to a large number of lenders who are able to consider these types of contracts so we can make this an easier process than previously experienced. Often we are able to obtain the exactly the same rates that are offered to employed applicants.
Typically contractors have had to pay additional fees to advisers to help find a mortgage. At Evolve our charging is exactly the same as employed applicants.